Retirement Plans and Account Services

When it comes to managing a business’ retirement plan, most companies prefer to focus on what they know best: running their business. They don’t enjoy navigating the sea of available funds from the thousands available in the market or traversing the complex array of plan providers and third party administrators. Nor do they have the time to ensure that complex and ever-changing ERISA regulations are being adhered to.

Yet, a quality retirement plan ranks as a top priority when candidates are considering potential employers. In helping you select from a broad range of plans, we will tailor a strategy that matches your company size, compensation structures and culture, with an eye toward reinforcing recruitment efforts, helping boost the overall satisfaction of talented employees, and offering significant tax advantages to the company. Acting as a 3(21) fiduciary as defined by ERISA, we can assist you with all of the following:

  • Plan Design and Compliance with ERISA regulations
    • SEP IRA
    • Solo 401K
    • 401K plans
    • Defined Benefit 403(B) plans
    • Cash Balance plans
    • Non-Qualified Deferred Compensation Plans
    • Employee Stock Ownership Plans
  • Finding the Right Provider
    • Navigating the provider review process
    • Injecting transparency into standard vendor-provided proposals
    • Determining accurate estimates of total plan provider costs using appropriate benchmarking tools so that you are fully aware of what your plan “actually” costs
    • Management of conversion and transition process
  • Communication and Employee Education
    • Development of enrollment processes and education programs such as on-site group and individual enrollment meetings
    • Determine the most appropriate and effective method of communicating with the employers’ workforce
  • Plan Monitoring and Investment Due Diligence
    • Assist in the development and maintenance of the plan investment strategy as set forth in the plan’s Investment Policy Statement
    • Measure plan investments regularly pursuant to a proprietary twelve-point test, including monitoring of upside and downside capture, correlation and style drift, performance, and risk relative to return.