Individuals

At Annie Mac Financial, insurance planning for individuals is all about protecting what’s important. There are as many life insurance and long term care insurance solutions as there are needs for them. Determining the proper strategy for you involves a thorough analysis of your unique personal circumstances and financial goals, which may include the implementation of the following:

  • Life Insurance Portfolio Management
    • Optimizing funding of Existing Life Insurance Policies
    • Determining how much insurance you actually need
    • Refinancing and/or Restructuring Existing Life Insurance Policies
  • Wealth Transfer Strategies
    • Moving Assets to Future Generations Using Life Insurance Solution
    • Funding Anticipated Estate Tax Liability
  • Planning Strategies
    • Providing Future Charitable Benefits
    • Enhancing Dollars Left to Heirs
    • Enhancing Gifting Strategies
    • Ensuring preparedness to meet future healthcare costs